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Guide includes everything you need to know about the CHIP Home Income Plan

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What is the
CHIP Home Income Plan?

It's a financial solution designed for senior Canadian homeowners. Features include:

  • You can access up to 50% of the value of your home
  • You always maintain ownership of your home and never have to move or sell
  • There are no payments required
  • You can receive your tax-free cash in monthly installments or one lump sum
Find Out How Much Money Can You Get

About Reverse Mortgages

Reverse Mortgages have been available in Canada for over 25 years, but there are still many myths and misconceptions about them – some understandable and some quite ridiculous.

about reverse mortgage
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What Other
Canadian Residents Say

Major life changes can happen at any time. For Mary, 67, her divorce after 40 years of marriage presented some challenges. A priority for Mary was that her home was comfortable and well-maintained.

Mary used her home equity to finance maintenance and improvements to her home. She accessed about 40% of the equity in her home with a CHIP Home Income Plan. Taken as a lump sum, the money financed the construction of a new deck and garage.

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